Five years ago, we made our last payment on debt ever….
As of 11/16/2015, we NO longer had any monthly payments. (Except rent!)
It took the two of us working 5 jobs for 3 years and we did it. We paid off 36,945.91 in 3 years.
Cars, School loans, and many a regret later, a 401K loan. (Boy howdy, do I regret that one!) but it was done! In fact, that was our first debt we paid back to my parents. Told you it was a regret.
Five years later, we are still debt-free. We had a LOT of people tell us that with a kid on the way, this is her—
we would not, could not stay that way, and we have.
Take that, doubters and haters!!
It’s not always easy, because the intentional and continual decision to STAY debt-free comes with sacrificing vacations, and newer cars, and our first house seems very, very, very far off into the future, AND we will get there, because we are a team and getting out of debt together made us a super strong couple.
We have weathered some storms, for sure, and things have tried to break us and those things continue to fail.
We have help, and we ask for and receive advice from couples who have been together a lot longer than we have. You know who you are….
All this to say, marriage is hard and having a goal you tackle together, like finances or parenting… make you stronger.
Grateful to be debt-free, and to have a wonderful partner by my side to do ALL of life with as we continue in our journey, debt free and beyond….
What big goals are you tackling? Who can you partner with to help encourage you along the way?
Think About It.